On this page, you will find important information about specialist and general knowledge examinations. Get an overview of requirements, procedures, and relevant exam topics, as well as links to helpful material and contacts.
Specialist and general knowledge examinations ensure that individuals involved in specific, highly regulated activities possess the necessary knowledge and skills. They serve to protect consumers, ensure public safety, and uphold the quality of services provided.
- General knowledge examination: Certifies fundamental knowledge in a specific legal and technical field, such as in the private security industry (§ 34a GewO) or with financial brokers (§ 34f GewO).
- Specialist knowledge examination: Demonstrates advanced understanding, for instance for entrepreneurs in the commercial freight transport or passenger transport sectors.
The IHKs organise these examinations locally. Together with the German Chambers of Commerce and Industry (DIHK), national frameworks, sample regulations, and question banks are developed to ensure consistency across Germany.
In welchen Bereichen gibt es IHK-Sach- und Fachkundeprüfungen?
Your Path to the Appropriate Examination
Standardablauf für alle Prüfungen
- Prüfungstyp ermitteln (je nach Tätigkeit / Rechtslage)
- Zuständige IHK finden – an Wohn- oder Unternehmenssitz
- Prüfungstermin und Anmeldung über die IHK; Prüfung besteht typischerweise aus schriftlichem und gegebenenfalls praktischem Teil
- Vorbereitung mithilfe von Rahmenplänen, Prüfungsordnungen, Fragenkatalogen — gegebenenfalls begleitende Kurse
- Prüfung ablegen – Nachweis IHK-Sach- oder Fachkundenachweis erhalten; erforderlich gegebenenfalls für Gewerbeerlaubnis oder Registrierung
Downloads – Frameworks, Question Catalogues, etc.
Real Estate Loan Brokerage:
- Framework Plan for Certified Real Estate Loan Specialists IHK (PDF, 142 KB)
- Case Requirements since March 2024 (PDF, 522 KB)
- Protocol Sheet since March 2024 (PDF, 90 KB)
Private Security Industry:
Financial Brokerage:
- Framework Plan for Certified Financial Brokers (PDF, 1 MB)
- Map of Examining IHKs in Germany (PDF, 95 KB)
- Case Requirements for Certified Financial Brokers (PDF, 427 KB)
- Protocol Sheet for Certified Financial Brokers (PDF, 87 KB)
Certified WEG Management:
Insurance Brokers:
On the website of the Vocational Training Association of the German Insurance Industry (BWV), in cooperation with examining IHKs, you can find the following materials for the insurance broker general knowledge examination:
- Relevant in topic:
- Serviceportal
- Key areas:
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- Sach- und Fachkundeprüfungen
Released 22.05.2026
Contact
Dr. Mona Moraht
Director Commercial Law | Attorney at Law (In-House Lawyer)
Andrea Höbel
Director Transport Law, Professional Examinations, Transport of Dangerous Goods